Quick and Easy Process.
No Obligations to Accept.
Accept the lender's terms and
money will be deposited as
soon as the next business day.
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Are you counting the days until short-term? Emergency auto repairs, unexpected bills, and other unplanned expenses can wreak havoc on your finances. There is no need to live with financial stress - a short-term loan is an excellent solution for short-term cash flow problems. A short-term loan will provide you with cash now, so you can set your worries aside.
In most cases the lenders in our network require you to have a job, possess a bank account, be a U.S. citizen or resident at least 18 years of age, and earn a certain amount of money each month. Our lenders understand that everyone makes mistakes and encounters rough times - you may still be approved for a short-term loan even if you have bad credit or a past bankruptcy
At 22cash.com we pride ourselves on our speed to connect you with a lender. After submitting your information, you may be redirected to a lender's website to review the terms of the loan, and if accepted, the funds will be deposited directly into your bank account!
22cash.com's service is to connect you with a lender. Our service is completely FREE to you! 22cash.com does not provide cash loans - we are here to connect you with one of 100+ partnered lenders. Each lender that we work with has their own terms, and we highly recommend carefully reading your loan contract before making a commitment.
Short-term lenders specialize in servicing loans between $100 and $1000. Each of the lenders in our network, is an independent company that sets their own lending guidelines. Generally the amount they will loan depends upon factors such as your income and employment history.
In most cases no. However, if information you provided is inconclusive or seems false, lenders may ask you to fax additional documentation.
Please review our site for valuable information about our services and short-term loans. If you have further questions, we invite you to contact us at anytime.
Yes, your personal information is safe. Our site is protected by industry-recognized security standards, and all information provided is encrypted during submission.
Important Disclosures. Please Read Carefully.
This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where 22cash.com does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
This website is not an offer to lend. 22cash.com is not a lender and does not make loan or credit decisions. 22cash.com connects interested persons with a lender from its network of approved lenders. 22cash.com does not control and is not responsible for the actions or inactions of any lender, is not an agent, representative or broker of any lender, and does not endorse any lender. 22cash.com receives compensation from its lenders, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless, 22cash.com’s service is always free to you.
22cash.com does not pull your credit or look at your creditworthiness, but responsible lenders will. By submitting your information to 22cash.com, you are giving lenders in 22cash.com’s network permission to verify your social security number, driver license number or other identification, and to review your creditworthiness by pulling your credit history from major credit bureaus such as Experian, Equifax and Trans Union and from alternative credit bureaus such as Teletrack or DP Bureau.
Lender’s Disclosure of Terms.
The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lender’s internal policies, underwriting criteria and applicable law. 22cash.com has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Late Payments Hurt Your Credit Score
Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments. Lenders are required to follow the Fair Debt Collections Practices Act and related state law when collecting money from you.
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